If we haven’t already bought a home, chances are we’re trying to find a way to buy one. Perhaps, it’s this familiarity with the real estate market that makes property a place where many Australians choose to invest. But it’s important to know that buying an investment property is quite different from buying a home to live in. We’re here to walk you through some of the key things you need to consider when it comes to financing an investment property.
Over the last few decades, the values of some properties have often risen more than the rate of inflation. Some say property ownership is a national obsession, with affordability issues, house prices, and interest rate movements constantly in the news. Apart from a common general understanding of the market, there are other reasons people like to invest in property. Some common ones being the potential for capital growth (how much the property rises in value over time), return from rent, and tax benefits. You’ll find more about these over the next few pages. Another plus is you don’t need to be a long-time investor with lots of funds on hand to start investing. If you already own a home that’s increased in value, you can potentially unlock this equity to help purchase another property. Or, if you’ve yet to buy your own home you can use the rent to help pay the mortgage on an investment property and get a start in the market.
Interested to understand your usable equity position to help you add to your portfolio?
With property values on the rise again in many areas, now is a great time to review your usable equity.
What is usable equity?
It’s the portion of your property’s value that you could potentially access—without exceeding lender borrowing limits—to help fund:
✔ Your next investment property
✔ Renovations
✔ Debt consolidation
✔ Other financial goals
What's my home worth?
Get a snapshot of your property's value in today's market.
Why review it now?
✔ Property prices have moved
✔ Your loan balance may have reduced
✔ Lenders’ borrowing policies change over time
Next Step:
If you’re curious about how much usable equity you have—and how to access it safely without risking your current financial position—reach out and we’ll run the numbers for you.
📞 Arrange an appointment 0428 471 491
